/home/loveforl/jointventure.creativecreation.io/wp-content/plugins/fluentform/config/home/loveforl/jointventure.creativecreation.io/wp-content/plugins/wp-optimize/optimizations JVC Payments – Apply today to be at the forefront of retail payments, and offer your customers the options to Pay Now, 4-Pay, or Pay Over Time, with the JVC Credit Card.

Colorado* You’re First!

Let your customers Pay Now, 4-Pay, or Pay Over Time.

Join the waitlist to accept JVC at your point of sale.

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JVC Credit Card - mockup
Why choose JVC?

Finally, a digital payment solution you can rely on.

The JVC Card is launching in 4Q 2025, offering a seamless payment solution designed specifically to lower costs and ensure compliance for merchants.

Flexible Customer Payments

Instantaneous line of credit with 3 payment options:

Accept JVC payments in-store and online

Give your shoppers 3 payment options at your POS and on your e-commerce site for a smooth, simple, and consistent customer experience.

JVC In-Store or Online

Credit Card points and rewards

Every purchase using the JVC Card earns bonus rewards. Customers can skip the ATM and get up to 7.5% back (5% minimum) on every purchase.

JVC Payments Vector Rewards
Instant Approval

Instant approval 
on any device

Regardless of credit history, customers will be approved for credit so long as they have a verifiable identity. Applications are online and take under 3 minutes with instant access to their line of credit.

Funds Settled

Overnight settlement

Every JVC Credit Card transaction is processed with precision and speed.

Funds are automatically settled the following business day and deposited into your linked business bank account through next-day ACH. You get quick and reliable access to your money.

No delays, no manual steps, and no hidden processing windows.

JVC Testimonial Photo

"Being able to pay with a credit card would be so much easier…

It’s a hassle to always stop by an ATM, especially with the extra fees. The ability to pay with a digital card, like at any other store, makes the whole experience modern. I can’t believe this didn’t exist before.”

Andrew Edwards

* Credit issued by: (CO) Joint Venture Card of Colorado, LLC. UCCC Supervised Lender License SUP-4000759

FAQ

Frequently Asked Questions

Find answers to common questions, or use the Contact form to reach our support team.

Yes, we are a state licensed lender.  Unlike other credit card companies, we do not engage in interstate commerce by exporting state law across territorial boundaries.

Should we be concerned that Visa/MC will close your credit card program?

No, we do not issue Visa or MasterCard credit cards.  We built our own private network where we are both the issuer and acquirer (similar to Discover).

Will I still get bank chargebacks like I get today from our ACH providers?

No, you will never get a chargeback from a bank.  That’s because our cardholders never make payments to you.

How do I go about accepting your credit card for payment?

Your business will need to apply to become an authorized merchant.  We do not require financials.  However, we must complete a due diligence process to comply with Federal bank secrecy and money laundering statutes.

How long does the merchant approval process take?

In most cases, the merchant’s due diligence and approval process is completed in seconds.