Colorado* You’re First!
Let your customers Pay Now, 4-Pay, or Pay Over Time.
Join the waitlist to accept JVC at your point of sale.
Why choose JVC?
Finally, a digital payment solution you can rely on.
The JVC Card is launching in 4Q 2025, offering a seamless payment solution designed specifically to lower costs and ensure compliance for merchants.
Increase Sales
Offer credit to your customers and watch your sales grow, while increasing customer loyalty to your business.
As Low as $0 cost
Interchange fees may be offset by a consumer credit card surcharge with no net cost to you. No special equipment is needed.
Reward Employees
Your employees receive cash bonuses from us for every customer they refer after their first purchase.
No Fear
We are both the card issuer and acquirer. Don’t worry about being suspended or shut down; we will handle all disputes.
Flexible Customer Payments
Instantaneous line of credit with 3 payment options:
Accept JVC payments in-store and online
Give your shoppers 3 payment options at your POS and on your e-commerce site for a smooth, simple, and consistent customer experience.
Credit Card points and rewards
Every purchase using the JVC Card earns bonus rewards. Customers can skip the ATM and get up to 7.5% back (5% minimum) on every purchase.
Instant approval on any device
Regardless of credit history, customers will be approved for credit so long as they have a verifiable identity. Applications are online and take under 3 minutes with instant access to their line of credit.
Overnight settlement
Every JVC Credit Card transaction is processed with precision and speed.
Funds are automatically settled the following business day and deposited into your linked business bank account through next-day ACH. You get quick and reliable access to your money.
No delays, no manual steps, and no hidden processing windows.
"Being able to pay with a credit card would be so much easier…
It’s a hassle to always stop by an ATM, especially with the extra fees. The ability to pay with a digital card, like at any other store, makes the whole experience modern. I can’t believe this didn’t exist before.”
Andrew Edwards
* Credit issued by: (CO) Joint Venture Card of Colorado, LLC. UCCC Supervised Lender License SUP-4000759
FAQ
Frequently Asked Questions
Find answers to common questions, or use the Contact form to reach our support team.
Yes, we are a state licensed lender. Unlike other credit card companies, we do not engage in interstate commerce by exporting state law across territorial boundaries.
No, we do not issue Visa or MasterCard credit cards. We built our own private network where we are both the issuer and acquirer (similar to Discover).
No, you will never get a chargeback from a bank. That’s because our cardholders never make payments to you.
Your business will need to apply to become an authorized merchant. We do not require financials. However, we must complete a due diligence process to comply with Federal bank secrecy and money laundering statutes.
In most cases, the merchant’s due diligence and approval process is completed in seconds.